Buy vs Lease near Oswego, IL
Choosing whether to buy or lease is a decision with many variables. To help you understand the differences between these paths, our team at River Front CDJR has put together this overview.
Buying
Tried and true, buying has been a well-known way to possess a vehicle. This route entails signing a purchasing agreement for your desired Durango or Grand Cherokee. These contracts usually last around four to seven years, though this number is largely dependent on how much you reimburse each pay period. With this path, you will have a choice between selecting a new or pre-owned Ram or Chrysler vehicle. If you no longer wish to own the vehicle in the future, you can always sell or trade it with us.
Leasing
If purchasing a model isn’t in the cards for you, then you may wish to consider leasing. When you walk this path, you will take a factory-fresh vehicle home for between two and four years. During this time, a payment plan will be in effect for the expected depreciation value of the Ram 1500. You will learn more about this number when you meet with our staff to determine a mileage limit. This will be set based on how often you expect to travel to and from Hudson Crossing Park. When the contract ends, we can always swap you over to a financing plan so you can keep the vehicle in your care. You are also welcome to continue leasing with a new pickup truck or SUV. Finally, we can conclude the agreement entirely.
Which Is Better for You?
While neither of the two options reigns supreme over the other, one may be more beneficial for you. For example, if you are someone who wants to stick to a strict budget, then leasing is a great option. That way, you can still stun other motorists down Madison Street with a new model while forgoing the higher price tag. For drivers who may be leaving the immediate area, you’ll find that buying is more your speed. This is due to the fact that you won’t have to return the vehicle in the future like you would with a leased Ford or Jeep. To help you make the best decision for your particular needs, give us a call or visit our location in person.
Buying
Leasing
- Four- to seven-year contracts
- Choice between new and used models
- Pay toward full sticker cost of the vehicle
- Two- to four-year contracts
- Only factory-fresh models available
- Pay toward expected depreciation value
Dealership Information
Testimonials
I can’t say enough good about the service.
We just purchased our 7th vehicle from them.
“ I’ve been buying vehicles from River Front Chrysler, Jeep & Dodge since 2017, and over the holiday weekend we just purchased our 7th vehicle from them. That alone says a lot about the trust and confidence we have in this dealership. Since day one, John Provenzano has taken care of my family’s vehicle needs and has always gone above and beyond. He is personable, accountable, and truly listens to what we need rather than trying to push us into something that doesn’t fit. He takes the time to make the process easy, stress-free, and personal. If you’re looking for someone who genuinely cares about finding the right vehicle for you and your family, I highly recommend asking for John. We’ll definitely continue coming back! ”
They made the whole experience smooth and simple.
“ We recently got our ProMaster from River Front Ram Truck Center, and I have to say Miles was the best to work with. He was very transparent, straightforward, and made the whole process feel easy. It wasn’t just Miles either — everyone at the dealership was honest, helpful, and really cared about making sure we got what we wanted. Buying a van can usually feel stressful, but they made the whole ProMaster buying experience smooth and simple. This is honestly the best van we’ve ever had, and I really appreciate Miles for helping us through everything and making sure we were taken care of. Thank you, Miles! ”
They have always been the dealer of choice.
“ I went to dealership for service recall not expecting to buy a new car. I found a new car while browsing the inventory which matched my desires and needs unexpectedly. They were gracious enough to allow me to take the car home and show it to my wife. Then they made the purchase of same easier than one might expect. They have always been the dealer of choice in my three previous purchases for care and service. I would (and have) recommend this dealership to anyone seeking a new vehicle. ”
Helpful and courteous.
“ Employees were helpful and courteous ”
Great experience!
“ Chip took good care of me. He did his leg work the repair costs. Very courteous and helpful. Completely explained the repair work. Great experience! ”
Friendly and professional
“ Service was friendly and professional ”
Very quick and easy
“ Th service I received was very quick and easy. Mike G was very helpful. ”
Quick and easy, in and out.
“ My experience at River Front CJDR for the last 12 years has been great and this time was know different. I purchased a new 2026 Jeep Compass, this is my 11th vehicle from River Front. Dave Trisha and marylin made the experience quick and easy, in and out. ”
Easy and fun.
“ Overall great and smooth experience. Dan Spooner and the rest of the team made buying a vehicle easy and fun. ”
Great people to work with!!
“ We recently purchased a Jeep from River Front CJDR and I can't believe how smoothly it went. I have never had a more positive and enjoyable experience purchasing a vehicle. We are VERY pleased with their service. From the minute I requested information online to the last minute after signing the papers we have not one complaint. Citlaly, Jim S and Vinnie are the BEST!!! They truly made us feel so comfortable throughout the whole process. Great people to work with!! We highly recommend them if you are in need of a vehicle! Thank you River Front!!! ”
Responsive employees.
“ Exception service process with responsive employees. ”
It was quick and easy process!
“ Miles was extremely helpful. He answered all questions I had, showed different options and didn’t pressure me into making a decision. It was quick and easy process! ”
Seamless purchase process.
“ I’ve been going to Riverfront to purchase all my cars for a reason. Trust and no pressure. Seamless purchase process. Thanks to the group and thank you Danny Spooner! ”
Great customer service
“ Great customer service. Clean. Friendly and GREAT hot chocolate while you wait. The online sales person was there to greet us as we walked in, and then she handed it over to the sales rep, Tracey, to complete the sale. Vinnie from finance was really friendly and efficient! This process is dreaded by many, but everyone at River Front made it go as smooth as can be and we were out of there in less than 2 hours, which is impeccable timing for the car sales industry. ”
Felt no pressure to buy.
“ Rob was fantastic at explaining all the new features on the 2026 Ram, felt no pressure to buy. Terry and Vinny in finance were outstanding as well! I will bring all my future business here to River Front Dodge. ”
Excellent like always.
“ Excellent like always, personal always looking for ways to save you money. ”
Erza was exceptional!
“ Erza was exceptional! We had several dealings with him over the course of 2025. He did an amazing job to make sure I was completely satisfied with the service. He went above and beyond to get the warranty coverage. The warranty company was less than cooperative but Ezra made things work for us. He is truly an asset to your company. ”
They made it hassle-free.
“ Recently purchased a used Ram at this dealership. Miles and Trish went above and beyond in terms of communication, ensuring the vehicle was checked out and prepped properly, and even followed up continuously after the sale on a few paint touch-ups. First time I actually enjoyed purchasing a vehicle. They made it hassle-free. Would definitely consider coming back in the future. ”
Highly recommend!
“ Purchased a new 2025 Jeep Wrangler today. I found River Front online and I worked primarily with Jim S who was great to work with. Communication was great and the buying process was efficient. There was ZERO pressure to buy all those "extras" most dealers push. I felt like the pricing was fair, I was treated respectfully and I would definately go back for my next Jeep! Overall a great buying experience - highly recommend! ”

Close
“ Thank you very much!!! I had a starter problem on Friday before the Holiday weekend and needed my truck to haul my trailer, Chip and Ray at the Ram dealer took excellent care of me and had my truck ready by 3 in the afternoon can’t say enough good about the service thanks again ”